AHiX offers affordable Nebraska health insurance plans, helping individuals, families, and employers compare providers and find the best coverage options for short-term or long-term needs.
We understand how important health insurance is for your well-being and finances. Whether you're looking for individual health insurance or coverage for your family, it helps protect you from unexpected medical costs. With AHiX, you can find low-cost insurance plans in Nebraska and compare options to pick the best fit for your needs.
Nebraska utilizes the Federally-facilitated Marketplace (FFM) for enrolling in Qualified Health Plans (QHPs) through HealthCare.Gov. These ACA-compliant plans provide comprehensive coverage, including essential health benefits like preventive care, maternity services, and prescription drugs. Many residents turn to these plans for reliable and complete healthcare coverage.
For more flexible options, AHiX Marketplace offers affordable non-qualified health insurance plans and supplemental coverage not available on the federal exchange. Temporary health insurance plans are also available for those seeking short-term, budget-friendly solutions. While Nebraska does not enforce an individual mandate penalty, having health insurance protects against unexpected medical costs. Explore AHiX Marketplace to find a plan that fits your budget and coverage needs.
Qualified Health Insurance Plans
These plans follow the Affordable Care Act (ACA) rules and cover key health benefits like emergency services, prescription drugs, and maternity care. They cannot deny coverage for pre-existing conditions, and you may qualify for financial help to lower monthly premiums.
Non-Qualified Health Insurance Plans
These plans don’t meet ACA guidelines but are often cheaper. However, they may not cover important benefits, can deny coverage for pre-existing conditions, and often come with higher out-of-pocket costs.
Use our savings calculator, plan comparison, and doctor search tools to help you find the right health insurance plan that meets your needs.
Enjoy the same rates as buying directly from trusted insurers, with no hidden fees or extra charges.
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Nebraska individual health insurance is designed for people who want coverage for themselves or their families. You can buy these plans through private exchanges like AHiX Marketplace, directly from insurance companies, HealthCare.gov, or even through government programs like Medicare or Medicaid. With Medicaid Expansion in Nebraska, individuals under 65 who earn up to 138% of the federal poverty level may qualify for Medicaid.
For those looking for ACA-qualified plans, here are the average monthly premium costs (for a 40-year-old):
Single adult
Married Couple
If you want more flexibility, consider non-qualified plans. These plans often have lower premiums, but the coverage may differ. Compare your options to find affordable health coverage that fits your needs.
Nebraska family health insurance plans are designed to meet the needs of families with at least one spouse and dependent. Through AHiX Marketplace, you can explore a wide variety of Nebraska health insurance plans, including both qualified and non-qualified options. Qualified plans provide comprehensive coverage, while non-qualified plans are more affordable with limited benefits. Families with incomes below 138% of the federal poverty level may also qualify for Medicaid in Nebraska.
Average costs for ACA-qualified family premiums (for parents aged 40 with children under 26):
A married couple with one child
A married couple with two children
A married couple with three children
There are less expensive options to consider if you only need certain types of coverage. For example, non-qualified insurance has much lower premiums that can cover the whole family.
Short-term health insurance in Nebraska provides an affordable solution for those needing temporary coverage. These non-qualified plans are typically much cheaper than ACA-qualified plans and are designed to fill the gap until you’re covered by an employer or other long-term health insurance. Starting in 2024, these plans in Nebraska are limited to four months, including renewals, making them a great choice for individuals in transition who want coverage at a lower cost.
AHiX Marketplace lets you quickly compare and enroll in short-term medical insurance plans in Nebraska, offering flexibility and savings for temporary coverage until permanent insurance is secured.
| Plan Type | Monthly Premium | Deductible | Ideal For | Coverage Description |
|---|---|---|---|---|
| Bronze | $ (Lowest) | $$$$ (Highest) | Individuals who need minimal coverage or primarily emergency services | Bronze plans offer basic coverage with the lowest monthly premiums but come with higher out-of-pocket costs. Suitable for younger, healthier individuals who expect low healthcare usage. |
| Silver | $$ | $$$ | Individuals who need a balance between premium cost and healthcare usage | Silver plans provide a balance between premium costs and out-of-pocket expenses. These plans are ideal for those who use healthcare services occasionally and want moderate coverage. |
| Gold | $$$ | $$ | Individuals who expect regular healthcare needs | Gold plans have higher monthly premiums but lower out-of-pocket costs, making them suitable for people with frequent healthcare needs. |
| Platinum | $$$$ (Highest) | $ (Lowest) | Individuals with extensive healthcare needs | Platinum plans offer the most comprehensive coverage with the highest premiums but the lowest Cost-sharing, perfect for individuals or families requiring extensive healthcare services. |
Consider the following statistics about health care coverage in Nebraska:
Total Nebraska Population
Uninsured Nebraska Residents
Nebraska HMO Enrollment
Annual Employee Premium in Nebraska
Hospital Costs in Nebraska before Insurance
Health insurance helps protect you from big medical bills and ensures you get the care you need. Each plan explains what services are covered and how costs are shared between you and the insurance company, making healthcare more affordable.
Explore Health Plans
Affordable dental and vision insurance covers routine cleanings, eye exams, fillings, and prescription lenses. It ensures regular care, lowers out-of-pocket expenses, and makes essential health services affordable and accessible for everyone.
Browse Dental Plans
Short-term health insurance offers temporary coverage for people between plans, like seasonal workers or new employees waiting for group benefits. These affordable plans are simple to enroll in and provide basic care until long-term options are ready.
Find Short-Term Health PlansNebraska offers a variety of health insurance plans, including ACA-qualified plans, short-term health insurance, and non-qualified plans. You can choose individual or family coverage, as well as small business health insurance.
AHiX Marketplace offers a variety of Nebraska health insurance plans for individuals, families, and businesses in Omaha, Lincoln, and Bellevue. Compare qualified and non-qualified plans, including short-term and long-term health insurance options, to find the best coverage that fits your budget and needs.
