Finding the right Idaho health insurance plan has never been easier. With our easy-to-use platform, you can quickly choose a plan that fits your budget and needs. Whether you’re ready to shop or just exploring your options, our hassle-free tools and expert support ensure you’re covered every step of the way.
Finding affordable health insurance in Idaho can seem confusing, but it doesn’t have to be. Understanding your options is important for making the right choice. The Idaho health insurance market, managed by the Department of Insurance, offers various plans to meet your needs. At AHiX, we provide easy-to-use tools and clear information to help you choose plans and find the best coverage for you and your family.
Idaho has elected to use a state based marketplace for enrollment in qualified health plans (QHP). If you choose a qualified plan, you must enroll through Your Health Idaho. With a private exchange like QA3 TEST SITE, you have access to affordable non-qualified plans and supplemental coverages not offered at the state exchange.
Residents also have the option to opt for non-qualified alternatives, including temporary health insurance. For those who decide to go without coverage, note that Idaho does not implement the individual mandate requirement, which means that residents do not have to pay a fine for going uninsured.
Qualified plans are compliant with the Affordable Care Act, which satisfies the ten Essential Health Benefits, a set of benefits that are guaranteed to cover specific healthcare costs without discriminating against age, gender, location, or lifestyle choices.
Non-qualified plans are less expensive plans that provide coverage for individuals and families. These plans do not comply with the federal government’s health insurance requirements and do not cover maternity, mental health, substance abuse or pre-existing conditions.
These plans can help cover individual, family, and short term healthcare costs.
Use our savings calculator, plan comparison, and doctor search tools to help you find the right health insurance plan that meets your needs.
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Idaho individual health insurance provides coverage for individuals or families, helping protect against medical costs. It’s a flexible option for those seeking financial assistance with healthcare expenses and can be obtained through various sources, including private marketplaces, insurance companies, and government programs.
Average Premiums(Age 40 Estimates):
Single adult
Married Couple
Consider non-qualified plans for more affordable coverage. Explore your options for non-qualified insurance insurance nearby.
If you’re looking for family health insurance in Idaho, there are several options to consider based on your family’s needs and budget. Idaho family health insurance is for households with at least one spouse and dependent children. You can explore several types of family health insurance plans, including employer-sponsored insurance, Medicaid, or qualified health plans. Qualified health plans are ACA-compliant and offer comprehensive coverage, including preventive care, maternity services, and emergency care. Many families may also qualify for subsidies to reduce premiums. Medicaid is available to families with incomes below 138% of the federal poverty level, offering affordable coverage. Employer-sponsored plans often provide affordable premiums through employer contributions.
Below are the average monthly premiums for a qualified Health Maintenance Organization (HMO) plan in Idaho for a family (Age 40) with children under 26:
A married couple with one child
A married couple with two children
A married couple with three children
For families looking to save on premiums, non-qualified health insurance plans offer a lower-cost alternative. These plans may not cover all essential health benefits required by the ACA, but they can cover specific needs, such as hospitalization or short-term protection. They are ideal for families seeking more budget-friendly options and don’t need extensive coverage
Short-term health insurance is a low-cost option that gives you temporary coverage until you can get an employer plan or a regular health insurance plan. In Idaho, new rules only allow these plans to last for up to 4 months, including renewals. After that, you’ll need to find a new insurance provider if you still need coverage.
Shop Short-Term Insurance
Total Idaho Population
Uninsured Idaho Residents
Idaho HMO Enrollment
Annual Employee Premium in Idaho
Hospitalization Costs in Idaho before Insurance
In Idaho, you can find various health insurance plans such as:
At AHiX, we offer a wide selection of health insurance plans from top providers to fit your needs.
At AHiX, we offer many Idaho health insurance plans for individuals, families, and short-term health plans. If you want to stick to your budget, AHiX Marketplace makes it easy to find affordable health plans. You can check out both qualified and non-qualified options to find the right health insurance plan for you. Start your search and get your new health plan today!
